A key reason many people who could benefit from comprehensive drug and alcohol rehab choose not to seek the help they need to get sober is cost. Rehab is expensive. Unfortunately, it is not uncommon for struggling addicts and their families to wonder how they can afford to pay for drug and alcohol rehab. Many people do not realize that some insurance will often pay for some if not all of a rehab program. Finding a rehab center covered by Optum Insurance, for example, can be vital for many people seeking addiction treatment.
Although this was not always the case, the passing of the Affordable Care Act required insurance companies, both public and private, to alter their insurance policies to provide coverage for drug and alcohol addiction treatment. Whether you have private insurance, company-sponsored insurance, or a federally sponsored program such as Medicare or Medicaid, it is possible to use your insurance benefits to pay for rehab. However, it is crucial to determine whether your insurance provider requires the rehab you choose to be in-network to provide coverage before choosing a rehab.
What is an In-Network Rehab Center?
An in-network rehab center is one that has an agreement with a particular insurance company or several insurance companies to provide care for clients who hold policies through that insurance provider. Usually, care is offered at a lower rate for in-network clients than for those who are out of network or those who have other insurance providers. It is important to mention that because an insurance company or rehab is “out of network” does not mean a rehab will not provide care for clients with that particular insurance coverage. However, it does mean that the cost of care may vary, and the insurance policy may or may not cover various aspects of treatment.
Why In-Network Rehab Treatment?
The most important reason to find in-network rehab treatment is that your insurance benefits cover many of the costs connected to achieving lasting sobriety. This means that most, or possibly all of your stay at a Southern California rehab, including medically supported detox services, comprehensive therapy, necessary medications, and aftercare planning. Choosing an in-network rehab ensures you can receive the most effective treatment possible to help you overcome addiction without worrying about how the cost of rehab may affect your family finances.
Another important reason to choose an in-network provider is knowing in advance which therapy models (including traditional and alternative treatments) are covered by your plan. Verifying your coverage in advance and working with an in-network provider reduces any chance of learning your selected treatment or even your entire treatment program is not covered.
How to Find a Rehab Center Covered by Optum Insurance
At an in-network Optum rehab, you can expect to receive comprehensive, quality addiction treatment. Beginning with detox and continuing through therapy and aftercare, our highly-skilled, compassionate medical and mental health providers are here to provide support at every stage of your treatment journey. Because the path to sobriety looks different for everyone, we understand that developing unique and individualized treatment plans that focus on your specific treatment needs is an essential factor in recovering from addiction.
If you or a loved one struggles with a substance use disorder, seeking professional help is the safest way to achieve lasting sobriety. As you begin searching for the right rehab, be sure to research potential facilities to ensure their services are covered by (in-network with Optum insurance. The best way to learn more about whether a specific rehab works with your Optum insurance plan is to contact the facility directly and speak with a member of their admissions team.
At Laguna View Detox, we take Optum insurance. Contact a member of our admissions team today to verify your Optum insurance coverage and to get answers to any questions you may have.
Laguna View Detox provides inpatient rehab programs and detox services in Southern California. We are here 24 hours a day, seven days a week, to answer your questions and help you get started on your journey towards sobriety. Contact us today to learn more.