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What Is NYSHIP Health Insurance? Does It Pay for Rehab?

Admitting to yourself you are struggling with addiction and deciding to get sober is one of the most difficult but rewarding decisions that you can make for yourself. Addiction is a disease of isolation and going to rehab can help you to connect with others in a way that you may no longer know how to do. However, once you’ve decided to go to rehab, you might then be wondering if you can afford to go to rehab. If you’ve reached the point where going to rehab is necessary, you don’t want finances to prevent you from getting to your recovery. Still, you may not understand how to use your NYSHIP health insurance to go to rehab. At Laguna View Detox, we know how overwhelming the early days of sobriety can be. We will help you to understand what your benefits provide and work with your benefits carrier to facilitate your going to rehab and your aftercare programs.

What Is NYSHIP Health Insurance?

NYSHIP health insurance is the New York State Health Insurance Program that provides health insurance to New York state and local government employees. It is one of the largest public employer health insurance programs in the nation, with over one million lives covered. Established in 1957, NYSHIP was originally created to cover only employees of the state of New York. However, a short time later, the program was expanded to employees of local governments and school districts.  NYSHIP Health Insurance covers those who work with New York state and local governments serving others. The program is administered by the New York State Department of Civil Service. The plan covers active employees, retirees, and families.

 

Can I Use My NYSHIP Health Insurance to Pay for Rehab? 

While every plan is slightly different, most NYSHIP health insurance plans do provide coverage for substance use care. Because there are different plans and different levels of care within rehab, we will work with you to see what is covered under your particular plan. Rehab can be done on an inpatient basis. It can also be done on an outpatient basis via a partial hospitalization program or an intensive outpatient program. Your treatment team will help you to determine which is the best level of treatment for you. NYSHIP plans offer coverage for the varying levels of treatment, but your plan summary will specify how much of your treatment will be covered. Most NYSHIP plans offer cover for inpatient services, structured outpatient care, aftercare, and more. Additionally, most NYSHIP plans provide coverage for inpatient psychiatric care which is important to note if you have a co-occurring mental health disorder. Insurance can be complicated and seem overwhelming, but we are here to help you navigate your benefits. We never want the difficulty of using your benefits to prevent you from doing the important work of getting sober. 

 

How Laguna View Detox Can Help

At Laguna View Detox, you will get round-the-clock care for your alcohol problem.  We are one of the leading private drug rehab centers in Orange County, California. We provide luxurious, inpatient rehab treatment in one of the most beautiful areas in California. Our staff includes some of the best in the industry and we’ll create a holistic treatment plan tailored to you and your specific needs. We will care for you while you safely detox and then guide you through inpatient treatment and aftercare. We understand how hard it is to decide to get sober and we are here for you when you’ve made that important decision.  Contact us today and let us help you break free from alcohol or drugs!  

 

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